The BMO® CashBack® Mastercard®* is a cash-back credit card with no annual fee. Tangerine World Mastercard 10% cash back** + 10 customizable cash back categories for no fee. Written by Enoch Omololu, MSc (Econ) Updated: July 21, 2023. 4. 95% on balance transfers for 6 months. world, you can contact the MasterCard Assistance Centre 24 hours a day: • 1-800-247-4623 (within Canada and the U. Enhanced program offerings and new ways for collectors to earn are on the horizon for Canada's longest-standing loyalty program. BMO CashBack World Elite Mastercard. 3. Don't have an account yet? Sign up now. The BMO CashBack World Elite Mastercard earns bonus cash back across grocery, transit, gas, and recurring bill payments with each category having it's own bonus spend cap of $300 to $500 per statement period. Minimum $60,000 (individual) or $100,000 (household) income required. Definitions In this Certificate of Insurance, certain terms have defined. Plus additional World Elite Mastercard® benefits. The BMO CashBack® Business Mastercard®* is one of Canada’s best business cash-back Mastercard credit cards. 5% on these purchases and 1. The welcome bonus of 2,000 points* (when you spend $3,000 within your first three. Loans. Upon receipt and activation of the offer, save $0. 75% at Shell. get 1. The BMO CashBack Business Mastercard is a no fee cash back credit card that can help business owners earn a bit extra on all their business purchases. Skip the registration process and log into your account through BMO Online Banking by using the link found in your credit card account. 99% for purchases, and 23. your certificate of insurance . Mortgages. 3% cashback on restaurants and entertainment. Protect the balance on your BMO Mastercard from life events such as death, total disability, and job loss. And, since it. 25x the Miles for every $15 spent at Shell 2. 5. Milesopedia's choice. View whole Malaysia gas station latest petrol prices, address, openning hours, videos, photos, reviews, location, news on WapCar. Annual Fee: $150 ($50/Additional Card) Interest Rate: 20. Get up to 10% cash back in your first 3 months. CIBC Dividend® Visa Infinite* Card CIBC Dividend Platinum® Visa* Card BMO® CashBack® World Elite®* Mastercard. Shell Petrol Stations List in Malaysia All Cities. Shell. 6m in 2011. BMO CashBack World Elite Mastercard applications must be received between May 3, 2021, and December 6, 2022 to receive the 10% cash back welcome bonus offer. 3% CashBack on every dollar you spend at Shell locations in Canada*. Combining high cashback rates with all the valuable benefits of the World Elite label, the BMO CashBack ® World Elite ® * Mastercard®* is one of the bank’s. Making travel plans? Add any of our comprehensive travel or insurance options to your BMO Mastercard<sup>®</sup> account today. BMO® World Mastercard®* Travel Protection POLICY OF INSURANCE 10060712_TB_World_T+C_Trv_Prot_EN 2019-12-05 10:45 PM Page a The BMO CashBack World Elite Mastercard on the other hand, uses tiered cash-back rewards including 5% cash back on grocery purchases up to $500 and then 1% cash back after that, 4% cash back on. Or call the number on the back of your card to reach Cardmember Service. You will earn bonus CashBack for purchases made at Shell locations in Canada (including Beaver, Turbo and Payless) to a monthly maximum of $2,500 in Shell purchases in any monthly billing period. Details are found in the certificate of insurance. A GeniusCash offer on the BMO Air Miles World Elite Mastercard. 88 per year), you can earn more rewards on purchases and get more benefits with your Neo card. Based on flight rewards, these points are probably worth closer to $1000. The cardholder gets 1. BMO ® CashBack ® World Elite ® * Mastercard ® *. recommended credit score: 660. 2 When CashBack Rewards Are Not Issued Cash Advances, interest charges, fees, payments, credit or debit adjustments and any amount other than purchases that may be charged to your Account with your card or cheques, do. Get the affinity credit card that supports your cause! BMO’s personal Mastercards offer valuable rewards on all credit card purchases while supporting an organization. Earn 3% cash back on gas and electric vehicle charging, up to $300 spent per month. BMO AIR MILES World Elite Mastercard applications must be received between June 1, 2023 - May 31, 2024 (the “Offer Period”) to be eligible for the AIR MILES Bonus Miles and Annual Fee Refund offers (each an “Offer” and collectively the “Offers”). 5% cash back per dollar spent at Shell locations. 20. This redemption can be as little as $1 using only 200 points! Based on 5 BMO Points per $1, this is a 2. Skip the registration process and log into your account through BMO Online Banking by using the link found in your credit card account. 1%. To activate your Platinum, Premium, Rewards, Cash Back, and Boost Secured Card, call 1-855-825-9237 . This agreement has important information about your account and card. For users logging in via FacebookAnnual Fee: $120, waived the first year. Earn 3 points per $1 spent on streaming services. • BMO Affinity CashBack World Mastercard, or • ±BMO eclipse Visa Infinite Card Full Rebate on the Annual Fee ($29 Rebate) • BMO Preferred Rate Mastercard You will receive this rebate each year with a Performance Plan provided you. Log into BMO Online Banking Contact Us The Student BMO CashBack Mastercard offers an easy way for students to build credit while earning cash-back rewards. 99% on purchases3. Mortgages. 5% discount on Shell purchases (credited monthly, two statement delay). While other cards have a minimum spend offer for introductory offers, the BMO CashBack World Elite Mastercard has a maximum eligible spend of $2600 CAN. Rewards: 3% cash back on groceries, 1% on recurring bills and 0. With the BMO® CashBack® Mastercard®*, you can earn 5% cash back for the first 3. Loans. want . 2. Investing. BONUS OFFER: $50 1 CashBack credit to your MasterCard account after your first purchase. Then earn 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0. That hasn’t changed. There, you will now earn 3 AIR MILES Miles per $12 spent,. Shell AIR MILES World MasterCard from BMO $99. Redemption starts at 2,500 points for $25 cash back. Or, this gives us a Via Rail or Starbucks gift card. Investing. We've streamlined things so you will soon have the same experience across all your devices. 8 (20) User reviews. Extend the original manufacturer’s (or U. BMO CashBack World MasterCard. Purchase Price. Rewards: Earn 3% cash back on groceries and gas. Investing. Get 3% cash back on eligible gas and grocery purchases1†. Shell ®‡‡ rewards 1. The BMO CashBack Mastercard is the best BMO credit card with no annual fee. Rewards: Get 2% back in WestJet Dollars on WestJet flights. The BMO Rewards® World Elite®* Business Mastercard®* is one of Canada’s best Business travel Mastercard credit cards. MBNA Rewards World Elite Mastercard. Apply now. It’s also offering the first year free. TORONTO, ONTARIO--(Marketwired - Sept. BMO® World Mastercard®* Travel Protection POLICY OF INSURANCE 10060712_TB_World_T+C_Trv_Prot_EN 2019-12-05 10:45 PM Page aThe BMO CashBack World Elite Mastercard on the other hand, uses tiered cash-back rewards including 5% cash back on grocery purchases up to $500 and then 1% cash back after that, 4% cash back on. With no annual fee, the BMO CashBack Mastercard makes earning rewards affordable. Shell. But now, you can also earn an additional $50 cash back when you spend $6,000 in your first year (you’ll see this once you get to month 13). Earn 1 Membership Rewards point per dollar spent on the card. ca Join Our Free Canadian Personal Finance Newsletter | Subscribe Now!The annual fee is less than the world elite ($120 vs $150) and every year you get $50 statement credit back with the eclipse visa. If the Lead. The premium for BMO Credit Card Balance Protection is $1. The Bonus reward miles will be applied to your Collector account. Free Roadside Assistance If you purchase roadside assistance from providers such as CAA, Canadian Tire, etc. Apply Now. TORONTO, June 1, 2023 – BMO (TSX: BMO) (NYSE: BMO) today announced the completion of its acquisition of LoyaltyOne’s AIR MILES Reward Program (AIR MILES). Unlimited trip travel and medical insurance. BMO Canada offers a wide range of personal banking services including chequing and savings accounts, mortgages, credit cards, loans, investments and insurance. 36 in cash back. The offer runs until October 31st. 5 benefits of the Neo Mastercard. 5% cash back on every dollar spent at Shell 1. Get aBMO University of Waterloo Mastercard today!We partnered in 2008 to offer the BMO University of Waterloo Mastercard. The Student BMO AIR MILES Mastercard offers an easy way to build a credit history while earning travel rewards. 5% cash back rewards on gas, office supplies, cell phone bills, and internet bills, 1. With a focus on bigger earn at their partners you can see cash back returns as high as 15%. 5% interest rate 6. It also applies to any renewal or replacement of your card. Annual Fee: $250 (annual travel credit can be applied to reduce the fee) Other Benefits and Drawbacks: For $250 (or $150 if you apply the annual travel credit), this card unlocks a lot of. the BMO World Mastercard Travel Protection features and benefits included with Your BMO World Mastercard. Get over $1,800 in value with the BMO AIR MILES World Elite Business Mastercard:* 5,000 Bonus Miles when you spend $5,000 in first 3 months. Additional Card: $50. New credit card benefit provides BMO AIR MILES Mastercard holders the ability to earn double the Reward Miles TM on every grocery purchase, regardless of retailer. Earn up to 5% cash back in the. emergency,virtually anywhere in the world, you can contact the MasterCard Assistance Centre 24 hours a day at 1-800-247-4623 within Canada or theBMO CashBack World Elite Mastercard. For a limited time, you will earn up to 10% cash back on select purchases for the first 3 months (that’s up to $260 cash back). 6 (10) Jalan Cheras Pt 7430 Hsd 111856, 56100 Kuala Lumpur. BMO CashBack World Elite Mastercard Up to 10% cash back for 3 months + Up to 5% back on groceries. For a welcome bonus, earn up to 10% cash back on all purchases, 115,000 bonus points, or get 0% on balance transfers for 12 months. Offers & Programs. BMO Cash Back World Elite Mastercard. Count on 24/7 assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, finding an ATM, or card related questions. 5% cash back on all other purchases. Tangerine Money-Back Card vs. 25%), you will earn an additional 3. At 2%, Tangerine also offers a higher cash-back option for recurring bill payments than the BMO CashBack Mastercard. Browse all BMO Canada Mastercard & Visa credit card options. request to obtain a BMO CashBack World Elite Mastercard, BMO CashBack World Mastercard, or the BMO CashBack Mastercard account. 10% cash back for the first 3 months + Roadside Assistance + $100 GeniusCash. Limit one Bonus offer per Account. Mortgages. BMO Rewards points can pay for eligible purchases made in the last 30 days. World Elite is the highest-tier you can receive and comes with all the benefits from Standard and World, plus more. Choose from a variety of card options to find the best cash back Mastercard in Canada for you. Loans. Your BMO Mastercard cardholder agreement We appreciate you choosing a BMO credit card. Insurance. Annual fee, interest rate & payment grace days. recommended credit score: 650. Loans. The BMO World Elite Business Mastercard and the BMO AIR MILES World Elite Business Mastercard include travel coverage – what’s next? We. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. ). There’s a new component to the welcome offer for the BMO CashBack Mastercard. Mortgages. 99% on purchases and. 3. 5,000 Bonus Miles when you spend. BMO Mastercard Cardholder Agreement 2 BMO CashBack World Elite Travel and Medical Protection Certificate of Insurance 14 BMO CashBack Terms and Conditions 38 BMO Mastercard Extended Warranty Plus and Purchase Protection Plus Certificate of Insurance 41 BMO Mastercard BMO Roadside Assistance (Basic Coverage) Terms and. Scotia Momentum Visa Infinite. In both cases, 95 Air Miles Cash Miles will give you $10 off your bill. Basedon merchandise, these points are worth about $800 to $850. Mortgages. Insurance. This is the highest cash back earn rate for groceries in Canada, making it an exceptional choice for those who spend a significant portion of their budget on groceries. 5. Credit Cards. $149 annual fee3. $91 is horrible return off $87,132 of spending. Staples, Shell, and the LCBO is a serious boost. The 10% earn rate applies to qualified spend up to $2,600 (up to $500 qualified spend in grocery, up to $300 qualified spend in transit, up to $300 qualified spend in gas and. "20. 02 per litre on your purchase of other grades of fuel. 99%, Cash advances 23. The minimum cash back redemption amount is $1. Get up to 800 bonus Air Miles as a welcome bonus, and earn 1 mile per $25 spent, which is tripled when shopping at participating Air Miles partners, and doubled at grocery stores. includes, what it excludes, and what is limited (payable but with limits). The 10% cash back has a spending cap of $500 on groceries, $300 on transit, $300 on gas, $500 on recurring bills, and $1,000 on all other purchases. TD Cash Back Visa Infinite* Card. 6. Skip the registration process and log into your account through BMO Online Banking by using the link found in your credit card account. 5% unlimited cash back on all other purchases!*. 99% Shell CashBack World Mastercard® from BMO - YourFirst. 5% discount on Shell purchases (credited monthly, two statement delay) Earn 2. Mortgages. No Annual Fee 3. 75% CashBack rewards for purchases made at Shell locations in Canada, which includes the base earn rate of 0. BMO CashBack® World Elite®* Mastercard®* Welcome Bonus Up to $260 cash back Annual Fee $120 First Year Annual Fee Rebate (terms apply) 5% cash back on. You can also enjoy a 0% introductory interest rate on balance transfers for nine months (with a 3% transfer fee). By doing so, you can earn double the Air Miles on eligible purchases. BMO CashBack® World Elite. The BMO CashBack® Mastercard®* is a for any REGULAR user. Moreover, you earn 1% cashback on your purchases for the first six months. Assistance Clientèle Française : 1-888-729-4577. In both. This used to be the standard for all premium cards but now many competitors have increased their fees to between $139 and $150 so it is nice to see BMO hold fast on the fee! Additional (supplementary) cards are $50 each annually which is the same as most of this card's. Here’s what you’ll earn: 5% cash back on groceries, up to $500 in monthly spend. Sign In. 70. This agreement has important information about your account and card. request to obtain a BMO CashBack World Elite Mastercard, BMO CashBack World Mastercard, or the BMO CashBack Mastercard account. Mastercard. Conclusion. 75% on all other spending. BMO CashBack World Elite Mastercard Up to 10% cash back for 3 months + Up to 5% back on groceries. 20. 0. Log into BMO Online Banking Skip to Main Content Skip to FooterTry our CashBack calculator to see how much cash you will get back just by doing your everyday shopping with your BMO MasterCard! How much do you spend each month on your credit card? PER YEAR. BMO SPC CashBack MasterCard • 0. Best no-fee cash back credit card. Tangerine . Without a doubt, the best cash back credit card in Canada for overall spending is the American Express Cobalt Card. All you have to do is open a Chequing Account or a. Insurance. $800 x 3% = $24. e Tangerine offers 2% back on two categories (or three if you bank with them) with no annual fee. 0 Genius Rating. *. BMO CashBack Mastercard – Best Cash Back Credit Card in Canada. • 3% cash back on groceries, up to $500 per month. Call 1-800-263-2263 to order BMO Total Travel and Medical Protection. 5% cash back on all purchases. Yes, the two World Elite BMO credit cards come with travel insurance, including car rental collision damage insurance up to $65,000 covering a. BONUS OFFER: $50 1 CashBack credit to your MasterCard account after your first purchase. Annual fee: $0. 51 Wolseley St Toronto, ON, Canada M5T 1A4. Welcome offer: Get an extra 10% cash back on up to $1,000 in spending in the first 2 months ($100 value). loss. Air Miles Earn Rate: 1 mile for every $12 spent on every card purchase. 75% at participating Shell locations,. or. Intro Offer. 5% CashBack at Shell locations in Canada (including Beaver, Turbo and. Get the affinity credit card that supports your cause! BMO’s personal Mastercards offer valuable rewards on all credit card purchases while supporting an organization. 99% (21. The Company is engaged in providing a broad range of personal and commercial banking, wealth management, global markets and investment banking products and services to customers across Canada, the United States, and in. 00 $35. To activate your credit card sign in to BMO Digital Banking. Furthermore, the redemption. Investing. 75% on all other. 30,000 BMO Rewards points will be applied to your BMO Rewards Collector Account after you spend a minimum of $3,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments. Insurance. Cash your miles in for travel or merchandise, but there are no cashback rewards. 00 BMO AIR MILES World Mastercard: $99. Tirez parti des avantages de la carte Mastercard BMO Remises. Loans. With both cards offering up to 10% cash back for the first three months and an exceptional reward rate for everyday purchases, it will be tough to choose just one winner. BMO CashBack World Elite MasterCard. S. General Inquiries : 1-877-748-2884. The BMO Air Miles World Elite Mastercard will give you 3,000 Air Miles after you spend $3,000 in the first 3 months. 75% cash back at Shell. Rewards: 3% cash back on groceries, 2% cash back on recurring bills and 0. Genius Rating: Rewards rate: around 2. Avec la carte Mastercard World Shell Remises de BMO, vous obtenez un taux de remise de 3 pour cent sur chaque dollar des achats réglés dans les établissements Shell participants au Canada, jusqu'à un maximum de 2 500 $ d'achats au cours de n'importe quelle période de facturation mensuelle, et un taux de remise de 1,25 pour cent sur. 5% cash back everywhere else; $0: MBNA Rewards World Elite (get more. Cardholders of the BMO CashBack Mastercard can receive cash back benefits for all their transactions, but the main category is groceries, where you get up to $500 cash back. 5% cash back on all other card purchases. Bank Accounts. Register NowBMO CashBack World Elite Mastercard: Best BMO credit card for cash back BMO Ascend World Elite Mastercard: Best BMO credit card for travel BMO AIR. The BMO® CashBack® World Elite®* Mastercard®* is one of the best cash back Mastercard credit card in Canada. 25x. Please take time to. A step up from BMO’s Shell CashBack Mastercard is their World Mastercard option. When CashBack Rewards Are Not Issued. The BMO CashBack World Elite Mastercard boasts the highest cash back rate in Canada on grocery purchases, offering you 5% cash back on your grocery haul. This benefit does not apply to any BMO AIR MILES Mastercard not. Free BMO Roadside Assistance 4. That does not mean that after $2600 there is no longer any cash back. BMO CashBack World Elite Mastercard: $120. CIBC Dividend Infinite offers 4% cashback on gas and groceries, 3% on restaurants, transportation, recurring payments and1% on everything else for $120 a year. Search bmo shell cashback mastercard and check where the nearest petrol station is. Annual Fee: $120 (waived in the first year) Other Benefits and Drawbacks: The BMO CashBack World Elite Mastercard comes with a few frills, namely $2 million worth of emergency medical coverage for. Loans. BMO Eclipse Visa Infinite. 0. 5% cash-back. To the point Here are the best cash back credit card offers in Canada that you can't miss right now! Summary. You'll get 1 mile for every $12 you spend on the card, which is increased to 4 miles at participating Air Miles partners. Min. Take on the world without the worry of emergency medical expenses. The BMO CashBack World Elite Mastercard is one of the best cash back credit cards in Canada. GC: $80. Credit Cards. 2. With a low $20 annual fee (which is refunded in the first year), an interest rate of 12. The annual fee is $120, but that fee is usually waived for the first year. For an extra $10 a month, card’s. It’s an easy way to support our alumni programs and show your pride in. Get 1% cash back on all other eligible purchases1. On all grocery purchases up to $500, BMO offers 3. The BMO CashBack World Elite Mastercard has recently introduced a tiered earning structure: Earn 5% cash back on groceries, up to $500 spent per month. best interest to know) what . Cash Advances, interest charges, fees, payments, credit or debit . 4. World Debit Mastercard®. B. f) The 10% bonus cash back offer is limited to new BMO CashBack World Elite Mastercard accounts and will not be awarded to current or former cardholders who reinstate a closed account, product transfer, or who open a new account. 5% drops to 1% after $500 per month = $25 cash back. Investing. You can get 10% cash back for three months on: gas purchases. The card brings you certain cashback rewards. Rewards: Earn up to 2% unlimited cash back in up to 3 spending categories and 0. Gold Mastercard X No Fee Mastercard X World Elite Mastercard X Low Rate Mastercard X . Merchant Support : 1-888-598-9550. Mortgages. You’ll also need to have reached the age of majority in your province, so the lower age limit could in fact be 19. S. With this exclusive offer for the BMO® AIR MILES® World Elite Mastercard®*, you earn 3,000 miles after $3,000 in card purchases, a $315 cash value. 5. 70. Offers & Programs. Shell CashBack World Mastercard X No Fee BMO Sobeys Air Miles Mastercard X BMO No Fee Club Sobeys Mastercard X No Fee BMO IGA Mastercard X. you. 1. 1% cash back on recurring bill payments. 75%. Skip the registration process and log into your account through BMO Online Banking by using the link found in your credit card account. Apply now! 3% CashBack on every dollar you spend at Shell locations in Canada*. With one of the best cash back credit cards of 2023, get up to 10% bonus cash back for the first 3 months, up to 5% cash back on groceries, 4% cash back on transit, 3% back on gas, 2% back on recurring bills, and 1% back on everything else. 4% drops to 1% after $300 per month = $12 cash back. 00 per card Shell CashBack World MasterCard from BMO $15. For a World Elite Mastercard, you need a personal income of $80,000 or a. Offer is cumulative over the statement period. Winner of best cash back card in 2022 by milesopedia. adjustments and any amount other than purchases that may be chargedBest Credit Cards in Canada; Best Cash Back Cards;. Beyond the rewards, here are 5 other benefits to the Standard Neo credit card. The BMO® CashBack® Mastercard®* is a cash-back credit card with no annual fee. your. Citi Custom Cash has a $0 annual fee, too. Here's what you'll get for cash back on your purchases: 1. This was down from C$7. 4 BMO CashBack Mastercard ®* No fee, cash back; $0: $383. 25¢ CashBack rewards for every $1 for purchases made everywhere else. BMO Ascend World Elite®* Mastercard · $150 annual fee The annual fee is waived in the first year – a savings of $150. 5% CashBack at Shell 2, National Car Rental & Alamo Rent A Car 3. Insurance. 24-hour assistance; Complimentary with one of 3 BMO Mastercards BMO CashBack Business Mastercard. The first $500 on WEMCfor 5% and another $500 on the spouse standard BMO Cashback 3% (If you don’t wanna apply for two BMO cashback WEMC in your household) Isn't the $500 cap on groceries a bit ridiculous. BMO CashBack Mastercard *. Loans. Apply now. Best Cash Back Credit Cards. Up to 25% discount on car rentals at National and Alamo. Shell/Petro Canada/etc sell other gift cards too. - BMO Perks: customers receive personalized offers for cashback or bonus AIR MILES reward miles - No coupons required - conveniently linked to the customer's BMO MasterCard - Popular merchants in. BMO CashBack® World Elite®* Mastercard®* Cashback. Interest rates: 19. This agreement is between you and us in relation to your account and card. Offers & Programs. And you will need to be earning income as well. Bio. 1. None. CHICAGO, March 15, 2022 /CNW/ - BMO Harris Bank today announced the refresh of its BMO Harris Bank Cash Back Mastercard with greater cardholder value and new benefits. Then you get: 3% cash back on grocery purchases, including at Walmart Supercenters. 75 for. Offers & Programs. 30,000 BMO Rewards points will be applied to your BMO Rewards Collector Account after you spend a minimum of $3,000 (less refunds and excluding cash advances, cash-like transactions, interest. For starters, there’s the Brim World Elite Mastercard Despite having a higher-than-average annual fee of $199, you will earn 2% cash back on everything (up to $25,000). Investing. 75% Cashback World Elite Mastercard FYF $120 - RedFlagDeals. The Scotia Momentum ® Visa Infinite* Card and the BMO CashBack World Elite* Mastercard* go head-to-head in a clash of Canada’s top cash back cards. $122: Show Offer Details : Offer Summary. Then earn 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0. 95% for purchases, balance transfers, and cash advances. 25% cash back on all other spending. Select View Statements. In order to qualify for the card, you must have a good credit score range, between 650-749. Scotiabank American Express Card – Best Credit Card in Canada for Rewards. The BMO Air Miles Mastercard still earns $149 worth of annual rewards, only slightly less than the World Elite. Here are some of the other details of the BMO WorldElite Mastercard meant for travel: Annual fee: $150 (but the lounge passes more than make up for it) APR: 19. Annual Fee: $120. Best Credit Cards Best Travel Credit Cards Best Cash Back Credit Cards Best Aeroplan Credit Cards. 1. If you want the best overall card in terms of rewards, then the amex Cobalt is a good choice. Earn 1 Mile for every $12 you spend1. BMO PowerSwitch Transfer your pre-authorized payments; Google Pay Pay securely using Google Pay; BMO PaySmart Pay your credit card off in interest-free instalments; Click to Pay Safely check out with BMO; Apple Pay Pay securely using. Up to 70,000 Points Ends May 31, 2024. The earn rate is a 5% cash back on groceries; 3% on gas and electric vehicle charging; 2% on recurring bill payments; and 1% on everything else.